Debt Recovery Policy (76Kb)
If we have a liability order and you do not make an arrangement with us we will take one of the steps below.
If you are on benefit we may be able to take money directly from your benefit to pay the debt. You should let us know which benefit you are on by completing the financial enquiry form.
The liability order gives us the power to ask your employer to take money directly from your earnings. This will be at a statutory percentage and cannot be negotiated.
In certain circumstances we can petition for your bankruptcy or make an application for a charging order against your property. Both courses of action will involve substantial costs to you and could result in you losing your home. We will clearly notify you if this is our intention and you should seek independent legal advice if this is the action we are going to take.
If our enforcement agents have not been able to collect the debt and you have not kept to an arrangement or provided details of your income and expenditure we can apply to court to have you committed to prison. We will clearly notify you if this is the action we are proposing to take.